Tips for living

                Health Insurance for Students

    All students in Germany MUST have health insurance (Krankenversicherung). You need certification of such in order to enroll.

    EU citizens

    Generally, a copy of the European Health Insurance Card is sufficient proof of health insurance from the home country.

    Non-EU citizens

    It is generally cheapest to sign up for health insurance with one of the public health insurance schemes. Rates for students who are required to be insured (aged 30 and younger) are regulated by law and are currently 47.53 EUR per month. There is little variation in the services covered by these schemes.

    If you are privately insured in your home country or in Germany and younger than 30, you will need to obtain a waiver (Befreiungsbescheinigung) from a public health insurance scheme.

    Some countries have a social security agreement (Sozialversicherungsabkommen) with Germany. This means that you can receive a special claims certificate (Anspruchbescheinigung) from your health insurance agency in your home country which will then be recognized as proof of insurance in Germany. Names of these special certificates: E 128 (Norway), CH 11 (Switzerland), T/A 11 (Turkey), TN/A 11 (Tunisia)

    The Techniker Krankenkasse is the cooperation partner of the International Students' Office of the University of Hamburg.

    Email contact

    (sites in German)

    We want to point out that you may, of course, choose to sign up for health insurance with another agency.

    Once you have signed up for health insurance and have certification of such, you may officially enroll at the University of Hamburg. Info here

    Addresses of selected public health insurance agencies

    * Allgemeine Ortskrankenkasse (AOK),
    Schlüterstraße 22, 20146 Hamburg, Tel: 040/2023-2210
    * Barmer Ersatzkasse (BEK)
    Grindelallee 45, 20146 Hamburg, Tel: 040/2394-2870
    * Deutsche Angestellten Krankenkasse (DAK)
    Hoheluftchaussee 108, 20253 Hamburg, Tel: 040/468570
    * Hamburg-Münchener Krankenkasse
    Schäferkampsallee 18, 20357 Hamburg, Tel.: 040/41446 - 136
    * Hanseatische Krankenkasse (HEK)
    Wandsbeker Zollstraße 82-84, 22041 Hamburg, Tel: 040 / 65696-0
    * Kaufmännische Krankenkasse (KKH)
    Kieler Straße 105, 22765 Hamburg, Tel: 040/853159-0
    * Techniker Krankenkasse (TK) (site in German)
    Schlüterstr. 18, 20146 Hamburg, Tel: 040/6921-6216
    * Betriebskrankenkasse Hamburg (BKK)
    Hamburger Str. 197, 22083 Hamburg, Tel.: 040/298080

This site is powered by FoswikiCopyright © by the contributing authors. All material on this collaboration platform is the property of the contributing authors.
Ideas, requests, problems regarding Foswiki? Send feedback